Key Highlights of IndusInd Bank Platinum Aura Credit Card

Axis Bank My Zone Credit Card
Best Suited for  Travel
Joining Fee Rs. 10,000
Annual Fee Rs. 10,000
Welcome Benefits Free Vistara Business Class ticket voucher & complimentary Club Vistara Gold Membership
Best Feature Up to 4 free tickets on achieving the spending milestone
The Money Fair Rating ★★★★(4/5)

Welcome Benefits

  • Complimentary airport lounge access at select airports across India.
  • Complimentary access to more than 1000 airport lounges worldwide.
  • 5% cash back on all spend on dining, entertainment, and fuel.
  • 1% cash back on all other spends.
  • Complimentary domestic and international concierge services.
  • Complimentary insurance covers including air accident, purchase protection, and lost card liability.
  • Up to 10% savings on online and offline shopping.
  • Special discounts on select airlines, hotels, and car rentals.
  • Access to exclusive offers and promotions.

Milestone Benefits

  • Up to 10X reward points on selected categories
  • Up to 15% discount on select partner hotels
  • Up to 20% discount on select partner spas
  • Special offers on select partner brands
  • Complimentary insurance cover of Rs. 10 lakhs
  • Yearly fee waiver if spends exceed Rs. 1.5 lakhs

Note: No reward points will be credited for movie, fuel and EMI transactions. The EDGE reward points can be redeemed against a variety of items, including vouchers, mobile accessories, home decor, computer accessories, etc. Check the EDGE Rewards Catalogue for options to redeem points.

Other Benefits of IndusInd Bank Platinum Aura Credit Card

  • Complimentary Airport Lounge Access: Enjoy complimentary access to select airport lounges across India with your IndusInd Bank Platinum Aura Credit Card.
  • Discounts on Domestic Flights: Get discounts of up to 10% on domestic flights when you book through the IndusInd Bank Platinum Aura Credit Card.
  • Fuel Surcharge Waiver: Save on fuel surcharge at any petrol station in India with your IndusInd Bank Platinum Aura Credit Card.
  • Cashback on Dining: Enjoy a 5% cashback on dining expenses when you make payments with your IndusInd Bank Platinum Aura Credit Card.

Credit Card Ho Toh Aisa!

It’s not just a credit card, it’s a rewards card!

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IndusInd Bank Platinum Aura Credit Card: Fees & Charges

The fees and charges applicable to IndusInd Bank Platinum Aura Credit Card are mentioned below:

Type of Fee/ Charge Amount

Joining Fee

Rs. 500

Annual/ Renewal Fee

Nil

Finance Charges

3.83% per month (46% Annual)

Late Payment Fee

    For balance-

  • Below Rs. 100- Nil
  • Between Rs. 101 to Rs. 500- Rs. 100
  • Between Rs. 501 to Rs. 1,000- Rs. 350
  • Between Rs. 1,001 to Rs. 10,000- Rs. 550
  • Between Rs. 10,001 to Rs. 25,000- Rs. 800
  • Between Rs. 25,001 to Rs. 50,000- Rs. 1,100
  • Above Rs. 50,000- Rs. 1,300

Whether you should go for IndusInd Bank Platinum Aura Credit Card or not depends on your individual needs and preferences. Some of the features and benefits of the card include unlimited access to airport lounges, fuel surcharge waiver, and cashback offers. Additionally, the card also provides a good reward program, low-interest rates, and insurance coverage. Consider your budget and spending patterns to decide if this card would be a good fit for you.

Click here to apply for this credit card. 

Criteria
  • Age
  • Occupation
  • Minimum Income
  • 18 to 70 years 
  • Salaried or Self-employed
  • Rs. 30,000 per month

Q.  How can I apply for IndusInd Bank Platinum Aura Credit Card?

A. You can apply for an IndusInd Bank Platinum Aura Credit Card online through the bank's website. You can also visit the nearest IndusInd Bank branch and apply for the credit card. You will need to provide your KYC documents, income documents, and other relevant information to complete the application.

Q. Is there any renewal fee for IndusInd Platinum Aura credit card?

A. No, there is no renewal fee for IndusInd Platinum Aura credit card.

Q.  How much can one claim against air accident from IndusInd Platinum Aura credit card?

A. The amount of coverage that one can claim against an air accident from an IndusInd Platinum Aura credit card varies based on the terms and conditions of the card. Generally, the coverage can be up to Rs. 10 lakhs.

Q. What is the joining fee of IndusInd Platinum Aura credit card?

A. The joining fee of the IndusInd Platinum Aura Credit Card is Rs. 1,999.

Q. Can I convert my IndusInd Bank Platinum Aura Credit Card purchases into EMIs?

A. Yes, you can convert your IndusInd Bank Platinum Aura Credit Card purchases into EMIs. To do so, you can contact the bank and inquire about the available EMI plans